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Jakarta, Indonesia, UTC+7 Currently CTO at Sxored
EN ID
ALM ALM Abdul Latif Munjiat
ALM ALM
EN ID
Portfolio

Platforms in production, all mine to build.

Six of these started as an empty repository: a credit intelligence platform for banks, a mutual fund investing app, supply chain financing for Hibank and Nobu Bank, a ministry learning platform, and a national infrastructure dashboard. The seventh, REACH! Finance's goals based planner, I inherited as the team's second CTO and pushed further, with blue-green deployments, a real payments backbone, and goal-linked commerce. Sxored and Invesnow have full case studies.

Platforms 7
Sectors Banking, investment, public
Role Architect and builder
Sxored · flagship Sep 2024 to now

Credit Intelligence Platform

Credit intelligence for banks and lenders, co founded with backing from East Ventures. Bank statements, credit history, KYB and property appraisal run through a hybrid pipeline: deterministic parsing where accuracy is non negotiable, LLM and VLM judgement where structure runs out, every field traceable to its source page. Event driven Go microservices with RabbitMQ and Temporal orchestration, a React and TypeScript SaaS plus back office, on self managed Kubernetes across AWS and GCP. Quick appraisal sits alongside it, pricing a property in minutes.

Go microservicesReactTemporalKubernetesPostgreSQLLLM / VLM
Read the case study
My role Head of Engineering to CTO
Certification ISO 27001, led by me
Users Banks, lenders, corporates
Sxored Investment

Credit Intelligence Platform

Read the case study
Invesnow Investment

Investment platform

My first from scratch production build: eKYC onboarding, fund purchase, portfolio tracking and redemption, full stack, with Redis caching in front of the fund feeds and the SEO structure the public pages still run on. I led the company through ISO 27001 certification.

LaravelNuxt.jsPostgreSQLRedis
Read the case study
Hibank Banking

Digital banking

Enterprise SCF with an internal back office: registration, loan applications, disbursement, repayment and limit management for principals and their suppliers, wired into the bank core, with scheduled jobs running settlement and reconciliation overnight.

Go microservicesVue.jsPostgreSQLChart.js
Nobu National Bank Banking

Core banking integration

The Nobu Bank side of the same SCF story: onboarding with eKYC data checks, limit cards, invoice upload and loan submission for principals and their suppliers, on the same Go service pattern.

Go microservicesVue.jsPostgreSQL
Kementerian Perindustrian Public sector

Public sector data platform

Learning management for the Ministry of Industry: public site plus back office admin portal, with course sessions, pretests, materials and certification.

LaravelMySQLGoogle Maps API
Kementerian PUPR Public sector

Infrastructure reporting

Decision support and monitoring for national infrastructure: regional profiles, priority programs and thematic progress on interactive maps and dashboards.

LaravelVue.jsPostgreSQLLeafletChart.js
REACH! Finance Investment

Supply chain finance

Stepped in as the team’s second CTO and took an existing tracker and biller further: blue-green deployments, Xendit as the payment gateway, and goal-linked purchasing, telco top-ups and gadget buys, so a savings goal could convert straight into the purchase it was for, without ever holding the user’s money.

FlutterLaravelAWSXendit
Read the case studies Contact me Client specific data stays confidential.