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Jakarta, Indonesia, UTC+7 Saat ini CTO di Sxored
EN ID
ALM ALM Abdul Latif Munjiat
ALM ALM
EN ID
Studi kasus

Two platforms, told properly.

A credit intelligence platform for banks and lenders, and a mutual fund investing app. Both started as an empty repository. Written the way I would explain them in an interview: the problem, what was mine, and the decisions I would defend.

Dari nol 2 platform
Peran Arsitek dan pemimpin
Sektor Perbankan dan investasi
01

Sxored

Credit Intelligence Platform · CTO · Sep 2024 to Present

A credit intelligence platform for banks and lenders, co founded and backed by East Ventures. Bank statements, credit history, KYB filings and property appraisals go in as scans and PDFs and come out as structured, sourced data a credit committee can act on. I joined as Head of Engineering, grew into the CTO seat, and still own the architecture.

Masalah Credit analysts were reading financial documents by hand: no consistent format, no shortcuts, and a decision that has real money behind it. Pure AI extraction was not an option either, because a hallucinated number in a credit file is worse than no number at all.
Yang saya pegang The architecture and the hybrid extraction pipeline: deterministic parsing where accuracy is non negotiable, LLM and VLM judgement where structure runs out, every field traceable to the page it came from. Event driven Go services orchestrated with Temporal on Kubernetes, a React back office, the infrastructure bill, the engineering team, and the ISO 27001 controls banks audit.
Posisinya sekarang In production with banks and lenders today, alongside a quick appraisal service that gives appraisers a fast, defensible price for a property being sold or pledged. Still my week, still my architecture.
Baca studi kasus
Stack
Go microservicesReactTemporalRabbitMQKubernetesPostgreSQLLLM / VLM
LaravelNuxt.jsPostgreSQLRedisChart.js
02

Invesnow

Mutual fund investment platform · Built from scratch

A licensed mutual fund platform, my first job out of freelancing and the first thing I built from an empty repository at production scale. Retail investors onboard with eKYC, compare products across investment managers, buy, track a portfolio and redeem, with performance charts and market content alongside.

Masalah Investing in Indonesia meant paperwork, a branch visit and product data scattered across investment managers. Everything the regulator requires, from identity checks to order settlement, had to hold up on day one.
Yang saya pegang The whole build, full stack: eKYC onboarding, the subscription and redemption flow, NAV and portfolio data, Redis caching in front of the fund feeds, and the SEO structure the public pages still run on. I also led the company through ISO 27001 certification.
Posisinya sekarang Live and licensed, trading today as Invesnow. The platform I shipped in my first professional role is still the product the business runs on.
Baca studi kasus

Ingin tahu bagaimana ini dibangun?

Client work stays confidential, but the engineering does not. Ask me and I will walk you through the architecture, the trade offs and how I would build it again.

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