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Credit Intelligence Platform · CTO · Sep 2024 to Present
A credit intelligence platform for banks and lenders, co founded and backed by East Ventures. Bank statements, credit history, KYB filings and property appraisals go in as scans and PDFs and come out as structured, sourced data a credit committee can act on. I joined as Head of Engineering, grew into the CTO seat, and still own the architecture.
Masalah Credit analysts were reading financial documents by hand: no consistent format, no shortcuts, and a decision that has real money behind it. Pure AI extraction was not an option either, because a hallucinated number in a credit file is worse than no number at all.
Yang saya pegang The architecture and the hybrid extraction pipeline: deterministic parsing where accuracy is non negotiable, LLM and VLM judgement where structure runs out, every field traceable to the page it came from. Event driven Go services orchestrated with Temporal on Kubernetes, a React back office, the infrastructure bill, the engineering team, and the ISO 27001 controls banks audit.
Posisinya sekarang In production with banks and lenders today, alongside a quick appraisal service that gives appraisers a fast, defensible price for a property being sold or pledged. Still my week, still my architecture.